Deal With your Debt
Free Yourself From What You OweBook - 2013
Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) Debtors need an up-to-date guide that can help them assess options, find help, discover opportunities, and take action that works . Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Most "conventional wisdom" about debt is just dead wrong. People are told to pay it all off, and live forever without it. Doing that can leave them a lot poorer in the long run. They're more likely to give up, or pay off the wrong debts. They may give themselves too little flexibility to survive a financial crisis. They could neglect saving for retirement. They may even wind up in bankruptcy -- just what they're trying to avoid! For most people, it's more realistic -- and smarter -- to control and manage debt effectively. In this extensively updated guidebook, Weston shows which debts can actually help build wealth over time, and which are simply toxic . She presents up-to-date, real-world strategies for assessing and paying off debt, including money-saving insights on which debts to tackle first. She also offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance for people who've gone beyond the safety zone.
Publisher: Upper Saddle River, NJ : FT Press, c2013
Edition: Updated and revised ed
Branch Call Number: 332.024 WES
Characteristics: xvii, 205 p. : ill. ; 23 cm